Attention homeowners: Real estate appraisal services for in Lake Hopatcong and County

The top 7 reasons why NJ homeowners need C & V Appraisal Service, LLC:

  1. Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. To reduce your mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. If real estate needs to be divided because of a divorce
  7. To settle an estate in county or NJ by determining the true market value of property in question

Need help determining the price of your house in or near Lake Hopatcong, NJ?
Contact C & V Appraisal Service, LLC.

We at C & V Appraisal Service, LLC understand the particular needs of a customer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your home because of your emotional attachment to it. Our professional appraisers at C & V Appraisal Service, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value estimation than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. At C & V Appraisal Service, LLC, we're veterans in helping people just like you rid yourselves of unwanted PMI insurance.

Challenge Tax Assessment

If you live in an area that is declining or is not appreciating as much as other houses nearby, your local tax assessor may have your house overvalued. That only means you are paying more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from C & V Appraisal Service, LLC is your best weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can this be difficult from a cash flow viewpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. C & V Appraisal Service, LLC can provide you with an expert appraisal that will help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for verity, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? C & V Appraisal Service, LLC offers field reviews where we'll go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had done before. While typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your house.